Monthly Archives: March 2017

Dick and Betsy DeVos Use both Charitable and Political Donations to Give Back to the Society

Dick and Betsy DeVos are garnering attention and criticism for their political donations. However, these are minimal compared to their generous charitable contributions, which total to about 139 million US dollars over their lifetimes. As Betsy DeVos’ contributions to education causes and the Republican candidates were being investigated ahead of the confirmation hearings, the West Michigan couple disclosed millions in charitable donations, which they channel through their foundation.


According to the latest report from Dick and Betsy Family Foundation website, in 2015, the couple gave out 11.6 million US dollars in contributions. This is twice the $5.3 million figure donated to Republican campaigns in five years, which was reported to the central government during her Cabinet post’s vetting. In the political arena, the couple has been part of the Republican Party for a long time, but critics argue that they use both charitable and political donations to actualize their concepts of education by advancing vouchers and charter schools.


Forbes put the entire DeVos family’s total contributions at 1.33 billion US dollars, using the data from the family. For Betsy and Dick, their benevolent giving shows that they prioritize education causes. As a result, they gave out more than three million US dollars to educational causes in 2015, which is 26% of their entire donations that year. Moreover, their foundation awarded 357,000 US dollars to organizations supporting education reform. However, their critics argue that schools championed by DeVos family draw off tax money from public schools.


Richard “Dick” DeVos


Dick DeVos (born in 1955) is the first born child of Richard DeVos, Sr. – the co-founder of Amway Corporation. Amway is a sales company that offers its household, personal care, and health commodities through dealers. Dick started his career at the corporation in 1974 and worked in various positions in the company’s departments. Later, in 1984, he was promoted to the company’s Operations Vice President, to gain experience beyond the firm. Consequently, he left the corporation to start The Windquest Group, which is a company that markets and manufactures closet organizers and storage. Dick remains actively involve in the management of The Windquest Group.


Dick’s father selected him in 1991, to run the Orlando Magic Basketball permit of the National Basket Association, which was acquired by their family. However, his focus was still in the Windquest Group’s management. Afterward, in 1993, he rejoined the Amway Corporation to succeed his father as the corporation’s president. Just one year later, he oversaw the reformation of the global marketing organization. Furthermore, he helped create the Alitor Corporation, which comprised the Quixtar Corporation, the Access Business Group, and the Amway Corporation. Today, he is married to the 2017 U.S. Education Secretary-nominee, Betsy DeVos.


SSB’s Relevance in the Investment, Commercial, and Mortgage Banking Sectors as a Subsidiary

NexBank Capital is a financial services firm that excels in investment banking, commercial banking, and mortgage banking solutions. NexBank SSB is a subsidiary of NexBank Capital. It specializes in personal checking accounts, mobile banking, savings accounts, and commercial lending services. With its headquarters in Dallas, TX, NexBank also provides clients with customized banking and financial services. These services target nationwide corporations, institutional clients, and financial institutions.

In 2016, NexBank Capital completed an equity capital raise valued at $24 million. The money generated from the capital raise was budgeted for the company’s general corporate activities. NexBank attributes most of its success to John Holt, the CEO, and president. According to Holt, the $24 million capital raise is meant for improving NexBank’s development opportunities and continued growth.

Financial Triumphs

In 2016, NexBank Capital recorded an income of $38.1 million during the first six months of the year. This net income had returns on 37.6 percent average equity. Furthermore, the financial institution’s assets were worth over $3.5 billion. The agency also reported that its total deposits exceeded $2.6 billion by mid of 2016. When compared to 2015, NexBank recorded a 61 percent increase in growth of assets. Consequently, the firm recorded a 49 percent increase in total deposits collected.

As a regional bank, NexBank SSB provided clients loans valued at $2.5 billion in the second quarter of 2016. This amount is projected to increase in 2017 as the company is targeting customers who seek margin-based loans. The executive VP and COO of NexBank Capital, Matt Siekielski, is optimistic that the firm’s scalable businesses can grow with better capital raising strategies. He also believes that the 2016 capital raise is a manifestation of NexBank’s commitment to expanding nationwide and globally.

Kroll Bond Rating

NexBank Capital and NexBank SSB both received a high rating from the Kroll Bond Rating Agency. These ratings are a reflection of the earnings, liquidity profile, and capital levels of the two financial institutions. NexBank Capital earned a rating of BBB, which is an improvement from its previous BBB- rating. Consequently, NexBank SSB scored BBB+ that was an improvement from its previous BBB rating.

The Lung Institute’s innovative use of Stem Cell Therapy

Instead of using inhalers, derived medicines or steroids, The Lung Institute is using our body’s own stem cells to proactively treat lung diseases. These diseases include chronic obstructive pulmonary disease (COPD), emphysema, chronic bronchitis, interstitial lung disease, and pulmonary fibrosis.

Imagine that instead of introducing foreign medicines that contain chemical compounds into your body for the treatment of a lung disease, your body’s own cells are introduced. This is where Stem Cells have a part to play. Stem cells are “undifferentiated” cells that can transform their functioning capacity to different parts of the body. Adult stem cells are harvested from the patient’s blood or bone marrow and the returned to the patient’s body through intravenous method. The bone marrow treatment is considered to be the preferable treatment, as opposed to harvesting Stem Cells from the blood stream. The reason is that bone marrow has a greater volume of Stem Cells than blood. This leads to greater success with the treatments and a more noticeable improvement in the patient’s quality of living.

Think of the use of Stem Cells to treat lung disease as “targeted” therapy. The reason for this is what is known as “The Pulmonary Trap.” Researchers at The National Institutes of Health (NIH) have found through their studies that when Stem Cells are introduced into the bloodstream, they pass through the heart and go straight to the lungs where they become “trapped”, as opposed to being distributed throughout the rest of the patient’s body. This is good news for someone being treated for a lung disease with stem cells.

In an era when we are constantly seeing new medications and drugs (and subsequent lawsuits linked to their use) being developed – I contend that using the cells from our own body to heal ourselves is “innovative”, and merits a close look for anyone suffering from one of the debilitating lung diseases above. The Lung Institute offers two-day outpatient procedures, with a follow-up at 2 weeks, 3 months, and 6 months. Patients who received stem cell therapy at the Lung Institute are also sharing their stories, read it on

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Desiree Dez Perez: The Unsung Hero

Tidal is one of the fastest growing music streaming companies today. Sometimes back, the company was hit by a wave of defection where several senior figures quit the firm. It did not take time for Tidal to bounce back bigger and better, recording several hit albums for music superstars like T.I, Beyoncé, Rihanna, and Kanye. The company’s Tidal app took over the iTunes Store by storm, reaching its all-time high since it was launched. Surprisingly, the person behind this resurgence is not even among the firm’s executives but a friend to one of the senior officials, Jay-Z. Her name is Desiree Dez Perez, wife to Juan Perez.   Read more on

Desiree’s Golden Hand

Desiree is respected within the entertainment for her golden hand. Everything she lays her hands on becomes a success. Her negotiation skills are unmatched in the industry. As for Tidal, the puzzle was easy for someone of her caliber. Desire Perez assembled some artists, convinced them of the benefits they would accrue from streaming their music via Tidal, and then got them to sign the contracts. Tidal is not the first company to taste the Desiree effect. Together with her husband, Desiree successfully runs SC Enterprises and Roc Nation Sports. Desiree is indeed a woman of steel. has additional post about the subject.

Before Desiree came into the picture, many people were convinced that the company was going down the cliff. But with its revitalization, all the big music firms were left scratching their head wondering how Tidal had gotten back to its feet. Companies like iTunes and Sprint are rumored to have had an interest in buying Tidal.  Go to this related link.

Her Far-Felt Effect

The Desiree effect was felt far and wide. She played a crucial role in the negotiation process for the Beyoncé Formation stadium. Desiree was also very instrumental in the signing of the Samsung deal by Rihanna. These remarkable achievements have earned Desiree a place in the Hova Circle of influence.




The Personal, Education and Career Life of Susan McGalla

Susan McGalla is one of the most talented fashion branding personnel

She has a high reputation, particularly, for branding within the sports industry. Her career was inspired by her background. Having been born and raised in East Liverpool, Ohio, her passion for the sports industry came naturally. Then there is the fact that her father was a coach in the area.


Susan McGalla attended Mount Union College where she graduated with an undergraduate degree in Marketing and Business. To date, she is actively involved in the activities of the college. She seats on the school’s board of advisors committee.



McGalla started her career at Joseph Horne Company. Her marketing and business degree earned her a position as a marketing employee in the company. McGalla being a go-getter quickly rose the ranks and was promoted to a managerial post. She stayed with the company for eight years and left in the year 1994.


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When McGalla left Joseph Horne, she got employed at American Eagle Outfitter. From the year 1994 to 2009, McGalla transformed the company to be one of the greatest companies in fashion branding. Again her marketing degree played a very big role in her tenure at the company. Starting out as a mere divisional merchandise buyer for the women wear. With time, she got promoted to the managerial level. She worked in various managerial levels until she was finally promoted to chief merchandising officer of the company’s flagship. This was prior to her promotion to be the CMO and president of the company.


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After leaving American Eagle, she decided to go solo. She started her own business, working as a consultant. She specialized at rendering services to the retail and financial investment companies. Susan McGalla has worked with companies such as Wet Seal, where she was the CEO and Pittsburgh Steelers.


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Role of Sujit Choudhry in Comparative law

Comparative law is the study of both similarities and differences between the laws of different countries. It mainly involves the study of various legal systems that exist in the world such as civil law, common law, Jewish law, socialist law, among others. Even where no candid comparison is made, the comparative law includes the explanation and scrutiny of international systems. In the present era of globalization, internationalism, and democratization, the importance of comparative law has become immense as it aids in the unification of legislation as well as international harmonization which in turn result to better world order.


The lawmakers use foreign law while drafting new rules. Courts of more and more countries draw their motivation from abroad. Comparing legal system is important not only for the comparative law as a discipline but the specific areas of law as well. Despite the comparative law being different from fields such as international law and jurisprudence, it helps the areas achieve normativity. The comparative law can, for instance, assist legal institutions such as the UN to analyze the laws of various countries regarding their treaty responsibility.

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Sujit Choudhry is not only the I. Michael Professor of Law but also an authority on the comparative law that is recognized internationally. He has a broad range of research agenda and also a comprehensive experience as an advisor to constitutional building processes of countries such as Jordan, South Africa, Tunisia, Nepal, Ukraine, Egypt, as well as Sri Lanka.


In his research, based on,  Professor Sujit Choudhry addresses a broad category of issues in the comparative constitutional law. They encompass constitutional design as a tool for the management of the transition from politics characterized by violence and conflicts to peaceful democratic politics; legal models in a society divided in ethnic disparities, secession and decentralization; proportionality and bill of rights; and the building of constitution, among others.


Sujit Choudhry has extensively written on Canadian constitutional law. He has more than 90 published articles, working papers, reports as well as book chapters. He is also the founder of Center for Constitution Transition that in a great way produce mastery in support of constitution building. It achieves this by bringing together leading international network specialists to finish research projects with policies having an affirmation to the practitioners.

For further reading about Choudhry visit

Maggie Gill – Rightly Known As The Face Of The Health Care

Maggie Gill is the CEO and President at Memorial Health, which is an award-winning medical and academic center providing health and medical care services in South Carolina and Southeast Georgia. She joined Memorial Health in 2004 as the Vice President of Managed Care and Finance, but due to her excellent performance and stream of achievements, was promoted to the post of Chief Operating Officer in 2005. She continued to serve the hospital with sincerity, excellence and responsibly, and this made way for yet another promotion in 2011 when she became Chief Executive Officer of the organization.

As the CEO of Memorial Health, she has been providing guidance and leadership to all the Senior Vice Presidents, Physician Leaders and Vice Presidents of the hospital. Her responsibilities extend to many other areas including, government relations, financial assistance, corporate communications, internal audit, physician relations, Memorial Health University Physicians, orthopedic programs, facilities management, Heart and Vascular Institute, Neuroscience programs, strategic planning, feedback implementation, and trauma services. Maggie has helped Memorial Health rise to new heights of success, and under her leadership, the organization has received numerous awards and accolades. It includes Accreditation in Breast MRI a Stereotactic Breast Biopsy by the reputed American College of Radiology, Certificate of Recognition from the world famous American Society for Gastrointestinal Endoscopy, Stroke Gold Plus Performance Achievement Award by American Heart Association, and more.

Maggie Gill in 2016 was named among the “130 Women Hospital and Health System Leaders” published in Becker’s Hospital Review. She pursued many endeavors to expand the services offered by the hospital to provide better and more comprehensive services to the patients. There was the construction of new physician-led centers, the inclusion of new and advanced medical facilities, acquisition of better and advanced medical equipment and machinery, and new facilities opened, under the leadership of Maggie Gill.

Maggie believes that the foundation of a healthy life should start at any early age and it was under her guidance that the initiative of “Children’s Wellness Program” started. The initiative was to educate kids about the healthy living and habits. She continues to serve Memorial Health with all her heart to ensure patients get the best care always.


The History Behind the Great Waiakea Water

The beverage industry is more concerned with flavored drinks mainly for refreshments. Bottled water is rarely considered a significant player in the industry, yet it is common knowledge that water is vital for human survival. Nevertheless, not all people downplay the essence of bottled water in the industry.

Ryan Emmons is one person who has attached great importance to the health benefits of bottled water, and is making it big in the industry. Perhaps one would term his initiative as a pure combination of adventure meeting entrepreneurial skills. This is because Ryan came up with an idea that explores nature yet at the same time earns income.

According to Forbes, Emmons launched Waiakea water in 2012, just at the age of 22. With the beverage industry dominated by the old entrepreneurs, mostly people between 50 and above, Emmons’ move was risky to but in the end brought high returns.

The water supplied by Waiakea water is naturally filtered through thousands of feet of volcanic rock from the Waiakea springs. The water is rich in over 110 minerals, and its PH of 8.8 ensures that it has no sour or acidic taste.

The move by Emmons was seen to be both entrepreneurial and at the same time environmentally friendly because it was directed towards giving back to the community. The company has experienced a lot of progress, having grown up to 4,000% since its inception with an annual growth rate of 170%.

Considering the company’s efforts to conserve the environment, it has adapted environmental friendly packaging techniques through acquiring eco-friendly water bottles for packing. Their bottles are made entirely from recycled materials (rPET).

The fact that it takes 85% less energy to manufacture their packaging bottles is just interesting and highly economical. Being energy conservative and at the same time eco-friendly is what makes the company operations outstanding. Learn more about more Waiakea Water:

Rounding up their societal obligation, Waiakea water has developed some sense of giving back to the community. For every bottle sold, 650ML of clean water is donated to water starved communities through their charity partners PumpAid. The donations have mainly been directed towards Africa, and over 500 million liters of water have been donated so far.